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.Sale dateH.Right of redemptionperiod NoMoneyUP, pg.94How do find foreclosure deals?There are numerous ways to find foreclosures properties.Listed beloware some of the most common:Courthouse ResearchInformation you are looking for can usually be found in the Clerk of theCourt s office or Land Records department Start by calling the CountyCourthouse to find where real estate property records are located.EachCourthouse has different methods of filing documents, some in largebooks, some on microfiche files, and others on computers.It is important to ask a County employee for assistance.They can showyou where real estate property records are located.They can show youwhere to start your search and where you can get more detailedinformation when you locate a potential suitable property.You may wantto start with the lis pendens files or the docket sheet, where the mostrecent court actions are first recorded.Write down the foreclosure case number and then review the file togather data about the foreclosure.All the information concerning the titleto a property is public record.Remember, only recorded information inthe public records can enforce the priority is established by the date andtime of recording.To check on deed information, visit the Tax Assessor s office or inanother part of the Courthouse.Locate the correct volume and page tofind the deed.The deed will show the owner s name, give a legaldescription, and will have a map or plat book and page that shows thephysical plat of the property.In many instances, you will find a mortgage on the pages following thedeed.From the mortgage document you can determine the type offinancing, original loan amount, interest rate, legal description, date offirst payment, procedure for foreclosure, assumable or non-assumableindicators, and any prior liens. NoMoneyUP, pg.95If other liens are found, recheck them in the appropriate Deed Book.These are going to have to be dealt with if the property is to bepurchased before the foreclosure sale.Check also for judgements bylooking in a Judgment Book and page number or on a microfiche file.Iffound, check to see if the judgement was paid.By definition, a lien is aclaim one has for securing a debt owed by someone.A judgmentattaches to and serves to lien all real estate owned by a person in thecountry where it was files.A property owner with no liens can, therefore,give good title to his or her property.There are many sources to find foreclosures.Hopefully, you can find theforeclosure before it has gone too far into the foreclosure process.Findbelow a few locations to begin the search:" Classified Sections" Legal newspapers" Attorneys" For Sale by Owners" Realtors" Auction Companies" Banks- ROE departments" U.S.Marshall s Service" Listing Services" IRS auctions" Bankruptcies" Probate Court" Your own advertising" County courthouse, town ball, or registry of deedsCheck for new cases Check for sale file [ Pobierz całość w formacie PDF ]
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.Sale dateH.Right of redemptionperiod NoMoneyUP, pg.94How do find foreclosure deals?There are numerous ways to find foreclosures properties.Listed beloware some of the most common:Courthouse ResearchInformation you are looking for can usually be found in the Clerk of theCourt s office or Land Records department Start by calling the CountyCourthouse to find where real estate property records are located.EachCourthouse has different methods of filing documents, some in largebooks, some on microfiche files, and others on computers.It is important to ask a County employee for assistance.They can showyou where real estate property records are located.They can show youwhere to start your search and where you can get more detailedinformation when you locate a potential suitable property.You may wantto start with the lis pendens files or the docket sheet, where the mostrecent court actions are first recorded.Write down the foreclosure case number and then review the file togather data about the foreclosure.All the information concerning the titleto a property is public record.Remember, only recorded information inthe public records can enforce the priority is established by the date andtime of recording.To check on deed information, visit the Tax Assessor s office or inanother part of the Courthouse.Locate the correct volume and page tofind the deed.The deed will show the owner s name, give a legaldescription, and will have a map or plat book and page that shows thephysical plat of the property.In many instances, you will find a mortgage on the pages following thedeed.From the mortgage document you can determine the type offinancing, original loan amount, interest rate, legal description, date offirst payment, procedure for foreclosure, assumable or non-assumableindicators, and any prior liens. NoMoneyUP, pg.95If other liens are found, recheck them in the appropriate Deed Book.These are going to have to be dealt with if the property is to bepurchased before the foreclosure sale.Check also for judgements bylooking in a Judgment Book and page number or on a microfiche file.Iffound, check to see if the judgement was paid.By definition, a lien is aclaim one has for securing a debt owed by someone.A judgmentattaches to and serves to lien all real estate owned by a person in thecountry where it was files.A property owner with no liens can, therefore,give good title to his or her property.There are many sources to find foreclosures.Hopefully, you can find theforeclosure before it has gone too far into the foreclosure process.Findbelow a few locations to begin the search:" Classified Sections" Legal newspapers" Attorneys" For Sale by Owners" Realtors" Auction Companies" Banks- ROE departments" U.S.Marshall s Service" Listing Services" IRS auctions" Bankruptcies" Probate Court" Your own advertising" County courthouse, town ball, or registry of deedsCheck for new cases Check for sale file [ Pobierz całość w formacie PDF ]